1- Valid driver license
2- Proof of income
1- Gross wages
2- Taxes, deductions, and contributions
3- Net pay
Please refer to the accepted pay stub below
3- Proof of any additional income (if any)
Case by case. Please contact us for required documents.
4- Proof of residency
Any two of the following documents show name, address, and period of service less than 40 days old (Driver license can be used as one of these two documents if it shows your current address)
*(online statement of any of the above is accepted as long it shows the name, address, and period of service)
5- Proof of auto insurance
Insurance must be on hand at delivery. The insurance for the vehicle you finance must be full coverage with a minimum deductible of $500 Collision & $500 Comprehensive.
6- List of two or three references
(name, full address, and phone number) include the information of the landlord or the mortgage company.
7- Last month bank statement (Checking or Saving) if any
It is not mandatory but it helps you get a better deal. It is mandatory if you claimed that you have an account in your application.
8- Bank routing number (if any)
(Void check or DR/CR card) It is not mandatory but it helps you get a better deal when you sign automated payment (ACH).
Note 1: Same documents are required for the co-applicant if any.
Note 2: These are the standard requirements but it may slightly different in some cases.
Accepted pay stub must include
The benefits of signing an automated payment (ACH)