Auto Loan Application
Applying takes just a few minutes. With a few basic details, our team can tailor the best financing solutions for your specific needs - regardless of your credit history. Once submitted, you could receive a decision in minutes.
From discussing your options to getting your keys, we streamline the entire process. In fact, most of our customers drive their new vehicle home the very same day.
Haven't heard from us within 45 minutes? Give us a quick call at (570) 688-3086 or contact us
Also, you may need to prepare the required documents
When you apply for a loan, please make the figures below appropriate in order to get a decent approval:
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Price of the vehicle
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Your down payment
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Your credit (if any)
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Your income
Some Tips:
Credit score doesn't matter as long you have a steady income.
Down payment must be at least 10% of the listed price in most cases.
Your monthly payment doesn't exceed 25% of your gross monthly income.
Refer to Q&A for more details.
Click here to review the answers to the most common questions that were asked by the customers who plan to finance a vehicle
Click here to review some tips you should know before finance a vehicle
The minimum down payment required is the maximum of either the down percent required or the down dollars required as shown in the table below. Tax, title, registration, fees, and any other additional service are extra.
|
FICO Score |
Down Dollars Required | Down Percent Required |
| Low - 499 | $1000 | 15% |
| No Score | $750 | 5% |
| 500 - 599 | $500 | 5% |
| 600 - Higher | $250 | 5% |
The bank/lender doesn't consider your credit score as much as how you are risky to pay off your vehicle
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